Tax Planning

"If you can eliminate the government as a 39.6% partner, then you will be much better off."

- Warren Buffett, CEO,
Berkshire Hathaway

Taxes are at the heart of every personal financial plan, affecting everything from estate planning to investments to cash management. 

At AFS Financial Group, we are proactive in identifying opportunities to help minimize your taxes.  We allocate investments that incur higher taxes to tax-deferred accounts, favor long-term over short-term capital gains, and harvest capital losses to offset gains when prudent. We also help you identify year-end planning strategies to help minimize your overall tax burden.

We believe that understanding the tax implications of any financial decision is critical to generating the best possible net returns.