Insurance

Risk managemetn is intended to minimize financial and other losses potentially associated with risks to your assets, business or health.

Some examples of risk are personal liability, professional liability, business ownership, property loss, and catastrophic illness or disability. Your first line of defense is to identify your sources of risk and then to either avoid or minimize the major exposures. Your last line of defense is insurance.

Asset protection planning manages risks to your wealth. Lawsuits, accidents, property damage, and other financial risks are facts of everyday life and asset protection planning looks to transfer the risk of these events through insurance, the repositioning of asset ownership, and other protections available under the law. 

Insurance